#18AI in financePublished
Cumulative.
Do transparent layers make a transparent decision?
In ten seconds
An AI-based financial recommendation stacks several layers: model, configuration, personalisation, information and optimisation. Each can be documented.
Signal
An AI-based financial recommendation stacks several layers: model, configuration, personalisation, information and optimisation. Each can be documented.
Paradox
Transparency of each component says nothing about their sum. The “best for you” emerges from the stack.
Implication
The decision must be tested end to end, not just brick by brick. The suitability duty applies to the final outcome.
Sources
- ThenewB analysis
Domains concerned
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