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#20ProportionalityPublished

Proportion.

Can supervision be lighter without lowering the bar?

ThenewB drawing #20, “Proportion”. A tall stack of documents, reporting, stress testing and supervision, becomes a small stack for small and non-complex institutions. Same objectives, different scale.

In ten seconds

On 5 October 2026, the ECB presented proportionality proposals for small and non-complex banks: lighter reporting, stress testing and supervision. Their implementation depends on EU and ECB processes.

Signal

On 5 October 2026, the ECB presented proportionality proposals for small and non-complex banks: lighter reporting, stress testing and supervision. Their implementation depends on EU and ECB processes.

Paradox

The objectives do not change. The machinery does.

Implication

Relief only helps if the institution can show it meets the criteria and that its risks remain under control. Documenting that proof becomes the real work.

Sources

  • ECB, proportionality for smaller and non-complex banks, 5 October 2026 (proposals)

Domains concerned

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